As a trained financial strategist, based in L.A. area, Terry Fitch is the founder of Fitch Financial Partners. Terry carries California real estate and insurance licenses and is a registered investment adviser representative holding a series 65 license.
Email: terry@fitchfp.com
Phone: 866-603-4800
A life settlement is the sale of an existing life insurance policy by a terminally ill or elderly person to another party. The price of the policy is negotiated and sold by the owner at a discount to the face amount. The purchaser then collects the full amount paid out under the policy.
Life settlements present a tremendous opportunity to enhance your investment portfolio. They are not directly correlated to fluctuations in the stock and bond market, interest rates and business cycles, and they provide investors with the potential for exceptional returns on investment.
Exceptional returns usually require accepting enormous risk to both principal and return. Not so with Life Settlements! The key factor affecting yield is time, not economic conditions and exceptional returns can therefore be realized without a parity of risk to investment capital.
When investing in a Life Settlement, you enjoy the same regulatory protection available to all life insurance policy holders. The policies are issued by some of America’s oldest and most financially sound life insurance companies.
The return on investment is computed from the difference between the cost basis, including any premiums paid, and the amount paid out under the policy upon the demise of the insured. An annualized return on investment may be derived from this yield by adjusting it for the holding period of the investment. The 10-year average rate of return is over 10% per investor.
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